Is Long Term Care Just For Old Folks?

With the recent birth of our second child, I had to face the dreaded question of what to do about health insurance – do I add her to my policy at work, which has always had a reputation of being cost prohibitive? Do I add her to the personal policy we’ve put her sister on at Kaiser? What’s the smartest option for the family as a whole, in terms of expense and coverage?

Ask them about house doctors (do they have a doctor that comes to the facility to see clients), and are elderly home care agencies allowed in the building? and if so, do they require that you use theirs or if you can pick your own. I will explain why this important later.

Now getting some free coffee and bagels might not be that big of a deal. Most people would not feel incredibly loyalty to a company for that favor. Besides, getting some free samples might actually save the patient money (assuming they needed the drugs in the first place). But getting business trips covered and receiving paychecks for ‘services’. . . that’s a different level of conflict. This does not automatically translate to unethical behavior. Some physicians may truly stick to their morals, but how many will not?

It took me two more weeks in there. I can recall that the stay there was bad. I wasn’t allowed solid food, the doctor said it was bad for my throat and I had a tube that runs up my nose directly to my stomach. It was where liquefied food was injected using a big syringe.

Health care companies cannot really use strategy #1. In order to get more customers there would have to be more sick people in need of health care services. That would mean that companies could not promote prevention because that would reduce the number of sick people.

When your credit card is maxed out and you require cash try asking your bank first. If that doesn’t go well, then try to pawn an item of yours. Only after these have failed should you consider a payday loan. Below are some scenarios when you ought to get this kind of advance.

Obviously, there are all kinds of considerations…what about assets, Medicare, the new Class Federal LTC plan, qualifying events, etc, but the above information boils down 80% of of what LTC is about and why it’s important. We’ll leave the subtle tweaks and twists to the other 100 articles on our site and as always, there is sometimes nothing better than picking up a phone or emailing an experienced Long Term Care agent about your situation. We have you covered there as well.